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How to File a Truck Accident Claim The majority of truck accidents are caused due to carelessness on the part of a trucker or a trucking company. Injured victims often have to file a lawsuit in order to get full compensation for any injuries and expenses resulting from accidents. Medical bills are a cost that victims of truck accidents often must pay. The insurance company for the liable party may require an independent medical exam in order to obtain a clear picture of your injuries and how they affect your daily life. Medical Care If you're involved in a truck accident and require medical care to ensure your health and safety. Additionally, seeking medical attention as quickly as you can makes it easier to note your injuries in your claim. It will also help you create a stronger case to prove that your injuries were caused by the crash. Medical expenses are an essential component of any personal injury claim. They provide evidence of the severity of your injuries and how they have affected your life. You may not be eligible to get full compensation if you do not have solid documentation of your injuries. In certain situations medical care may be enough to stop you from working or returning to normal activities. If this occurs you may be able to get the loss of income. You may also be eligible for reimbursement of the cost of any assistive device that you require to live the normal life. In the event of an accident there are many parties that could be held responsible for the cause of a truck crash. The parties involved include: Truck drivers: Truck drivers can be employees of a company contracted to work for a particular employer, or independent owner-operators who operate their vehicles on behalf of themselves or a shipping company they contract with. If truck drivers are negligent, reckless, or otherwise engaging in dangerous actions on the road, they could be held responsible for causing the crash. Other drivers In the event that the negligence of a driver contributed to an accident, the driver may be held responsible. Other drivers are often accountable for truck accidents, specifically when the other driver was driving recklessly or was distracted. The responsible parties could try to minimize your claim by deflecting blame, recording your statements against you, or even tricking you into admitting that they are at fault. This is the reason you need to hire a skilled truck accident lawyer. Your attorney will fight for your rights and ensure the responsible party pays what you are owed. Lost Wages While fender-benders, parking lot scrapes are commonplace for cars that are driven by passengers however, the same can't be said about truck crashes. These crashes are more serious and more likely to result in long-term injuries and permanent disabilities. They also carry larger loads, which can put occupants in more danger. There are several different kinds of truck drivers, which include owner-operators who own their own trucks and contract with shippers to transport items for a fee, or company drivers who operate vehicles that are owned by their employers. Both parties could be held accountable for an accident that involves a commercial vehicle depending on the circumstances. A person who sustains an injury in a truck accident that keeps the person from working could be entitled to compensation for the loss of wages. montgomery truck accident lawyer could have made during the time they were unable to work because of their injuries will be used to determine the compensation. This is not just regular wages, but also benefits like paid time off and overtime. A judge is usually required to review the doctor's report prior to awarding damages to the person who was injured for lost wages. The letter should explain the plan of treatment as well as why they were unable get to work. A letter from the injured party's employer is also required to verifies their salary or hourly wage, as well as the number of days they were unable to go to work due to their injury. Once all evidence is collected after which your lawyer will prepare an order that details the amount you've suffered as a result of the truck accident. It is then sent as an explicit message to the insurer of the other driver, providing the facts of the case and how you were injured. Negotiations could involve back-and-forth communications. If an agreement cannot be reached then your lawyer will file a suit on your behalf. In the majority of situations, a claimant is able to recover lost wages from the bodily injury liability insurance of the driver at the fault. If this isn't feasible the injured person may file a claim through their own insurance company for their automobile. It will only be limited to the maximum amount of their personal injury protection coverage (PIP). Suffering and Pain In addition to financial losses truck accidents often cause significant emotional and physical pain. These non-economic losses are difficult to quantify, but they still merit compensation in the form of monetary. A skilled New York truck accident lawyer can review your case and determine the worth of your non-economic damages. A good example of an economic loss is the inability to pursue hobbies or engage in the activities you love due to injuries. You could also be missing out on vacations and other activities that make life enjoyable and you are entitled to compensation for this loss. Other examples of non-economic losses are loss of consortium and enjoyment of life. It is essential to seek immediate medical attention for any injuries that results from a crash involving the size of a truck. This will help you to keep your health in good shape but will also be a valuable document for any future personal injuries claims. It's also important to obtain an accurate medical assessment even if the injuries appear to be minor at the moment. As time passes medical professionals can determine the extent of your injury and offer you the right treatment. Then, your attorney will go through all the evidence and draft the demand letter detailing your demands for compensation. Your lawyer will then send the demand letter to the at-fault parties and their insurance providers. Your lawyer will be ready for a trial if they fail to accept your demands. This shows them that you're not planning to compromise and they must be treated with respect if they wish for you to receive a fair amount of compensation. Be prepared for the insurance company of the person who was at fault to contact you about the collision and any injuries that you suffered. They're often “wolves in sheepskins” and will try to convince you to provide them information that they could alter and use against your settlement in court. You are able to avoid making statements that may be used against your best interests by letting your attorney handle all communications with insurance companies and others. Damages The most significant aspect of a truck accident claim involves damages. They could be financial, such as medical bills and lost wages, or not, like pain and suffering. All damages are caused by negligence. In order to be compensated the victim must show that the person responsible did not exercise reasonable care while operating or maintaining their vehicle or acted recklessly while on the road. Even minor accidents can result in devastating injuries due to weight and size. It is imperative to seek immediate medical attention even if your injuries appear to be minor. This will not only safeguard your health, but also provide important documentation for any potential injury claim. This will help the insurance company comprehend the full extent of your injuries. It could also keep them from arguing that you aren't as severely injured as you claim to be. It is also crucial to keep track of all expenses related to your accident. This will include any travel expenses you incur in order to travel to appointments with a doctor or other treatments, as well as any property damage incurred during the accident. This includes your vehicle which could be totaled in a serious crash, as well as personal possessions such as watches and other jewelry. Insurance companies will often contact you to offer a settlement shortly after an accident. You should not speak to them or accept a settlement offer prior to consulting with an experienced truck accident lawyer. These representatives often try to convince you to accept low offers that do not adequately cover your accident-related expenses. A reputable lawyer can examine your records and provide you with a precise estimate of the worth of your case. Your lawyer can also to determine if additional damages, such as punitive damages, are available. These are damages that are designed to punish the perpetrator, and discourage others from engaging in similar behavior.